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Kvitt vs Settle Up
Settle Up and Kvitt split expenses in groups the same way. The difference shows in the free version: Settle Up shows ads and keeps receipt photos in Premium, Kvitt has no ads and includes receipt photos.
| Feature | Kvitt | Settle Up |
|---|---|---|
| Ads in the free version | None | Yes. Premium removes them |
| Premium (Sweden) | SEK 29/month or SEK 259/year | SEK 49/month or SEK 249/year. Group plans from SEK 79 for a week |
| Receipt photos | Free | Premium |
| Swish (Sweden) | Straight from the app, with the amount | No |
| Statistics | Premium | Charts in Premium |
| Recurring expenses | Premium | Premium |
| Export | Excel and CSV in Premium | CSV free, Excel in Premium |
| Premium for the whole group | No, Premium is per account | Yes, a Group plan covers everyone in the group |
Where Kvitt is better
- No ads, in the free version or in Premium.
- Receipt photos are free.
- Swish straight from the app in Sweden, with the amount filled in.
Where Settle Up is better
- A Group plan gives everyone in the group Premium. In Kvitt, Premium covers the person who buys it.
- Export to CSV is free.
- The app works offline and syncs later.
Questions
Does Settle Up have ads?
Yes, in the free version. The App Store lists the app as containing ads, and Premium removes them.
What does Kvitt Premium cost?
SEK 29 a month or SEK 259 a year in Sweden. In other countries the store shows the price in your currency. New users may get a free trial.
Does everyone in the group need Kvitt?
No. With Premium you add guests who see what they owe through a private link, no account needed.
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The facts about the other app were checked on 18 October 2026 on the app's own pages and in the App Store. Tell us through support if something has changed.